Rent vs Buy
Buy a home, or rent and invest?
A fair comparison: both of you spend the same each month. Whoever’s housing costs less invests the difference — and the renter invests the down payment and stamp duty too.
The home
₹
₹1 Cr
%
%
yrs
Renting instead
₹
yrs
Renting and investing leaves you ₹2.66 Cr richer
If you buy
₹2.65 Cr
- Home worth ₹2.65 Cr
- EMI ₹69,426/mo
If you rent and invest
₹5.32 Cr
- Invests ₹27 L upfront
- Plus the monthly difference, whenever rent is cheaper
- Rent starts at ₹30,000/mo
Your wealth over time
Home equity plus investments, vs investments alone.