FIRE Calculator

Will your money outlive you?

Your savings, your spending, inflation every year — and the exact age your money runs out.

Falls short Retire at 50 · plan to age 85

Your money runs out at 78

That’s 7 years before age 85.

Corpus at 50: ₹5.21 Cr; ₹1.62 Cr in today’s money
Spending in year one: ₹2.4 L/mo; = ₹75,000 today, rises yearly
Readiness: 80/100

Ways to close the gap

Any one of these makes your money last to 85.

Your money, year by year

Hover or tap for exact numbers.

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Assumes steady returns and that spending rises with inflation every year, including in retirement. Loan rates are fixed for the whole tenure. Taxes, fees, prepayments and market crashes are not modelled. For education only — not financial advice.

1 About you

Your age

Retire at

Plan until age How long your money should last

2 Saving and investing

Invested so far Mutual funds, stocks, PF, FDs

₹

₹10 L

Monthly investment

₹

Raise it each year by As your salary grows

Expected return Before retirement

Expected return After retiring — usually lower

Inflation

3 Spending

Everything that comes out of your savings, in today’s money.

Monthly spending in retirement Rises with inflation every year

₹

Loans

A home or car on EMI. The down payment comes out of savings; the EMI comes out of your monthly investment, or on top of spending once you retire.

One-time expenses

Paid in cash — a wedding, a world trip, a child’s college fees. Taken out at that age.