Free · Inflation-adjusted · Built for India
Find out the exact age your money runs out.
Most calculators stop at “your SIP will be worth ₹5 Cr”. FirePath follows your money through every year of retirement — with inflation — and tells you what to change if it falls short.
- No sign-up to use
- Results in 60 seconds
- Your numbers stay on your device
Try it — drag the sliders
Retire at 50Money runs out at 78
₹1.62 Cr at 50 in today’s money · readiness 80/100
₹10 L
A corpus number on its own tells you nothing.
Inflation, every single year
Your spending keeps rising after you retire, too. Most calculators quietly forget that. We don’t.
The age, not just the amount
“₹4 Cr at 50” sounds great until you see it’s gone by 72. We follow your money to the end.
Exactly what to change
Invest more, retire later, or spend less — see the precise number that fixes your plan, and apply it in one tap.
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See allYour plan in 60 seconds.
Answer five quick questions and we’ll build your FIRE plan — when you can retire, how long your money lasts, and the one change that matters most.
Build my planQuestions
What is FIRE (Financial Independence, Retire Early)?
FIRE stands for Financial Independence, Retire Early. It's a movement focused on aggressive saving and investing so you can stop working for money well before traditional retirement age. The goal is to build a corpus large enough that its returns cover your living expenses indefinitely.
How does the FIRE calculator work?
The FirePath FIRE calculator models your complete financial journey in two phases: accumulation (when you're saving and investing via SIP) and withdrawal (when you're spending from your corpus in retirement). It factors in inflation, expected returns, and your monthly expenses to show exactly when your money would run out.
What is a SIP (Systematic Investment Plan)?
A SIP is a method of investing a fixed amount regularly (usually monthly) into mutual funds or other investment vehicles. It leverages rupee cost averaging — you buy more units when prices are low and fewer when prices are high — which reduces the impact of market volatility over time.
Do I need to create an account to use these calculators?
No. All FirePath calculators are completely free and require no sign-up, no email, and no personal information. Just enter your numbers and get instant results.
Are the calculations adjusted for inflation?
Yes. The FIRE calculator adjusts for inflation in both the accumulation and withdrawal phases, giving you projections in real (inflation-adjusted) terms. This is critical because a corpus that looks large today may not sustain the same lifestyle 20-30 years from now.