Loan & EMI Calculator
What will this loan really cost you?
Your EMI, the total interest, and how much prepaying saves.
₹
₹50 L
%
yrs
Prepayments
Extra payments go straight to principal. Your EMI stays the same; the loan ends sooner.
₹
₹
Monthly EMI
₹43,391
For 20 years · 52% of what you pay is interest
- Borrowed
- ₹50 L
- Total interest
- ₹54.1 L
- Total you pay
- ₹1.04 Cr
Try a small monthly prepayment — even ₹2,000 a month can cut years off a home loan.
Where each year’s payments go
Early EMIs are mostly interest; later ones mostly principal.